Privacy Policy

THE FIRST NATIONAL BANK OF HOLDREGE
FINANCIAL PRIVACY POLICY



Confidentiality and Security of Nonpublic Personal Information.

Protecting your privacy is important to The First National Bank of Holdrege and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all First National Bank of Holdrege employees for collection, use, retention, and security of nonpublic personal information.

Nonpublic Personal Information We Collect

We collect nonpublic personal information about you from the following sources:


*Information we receive from you on applications or other forms.
*Information about your transactions with us, our afflilates, or others.
*Information we receive from third parties such as credit bureaus.


"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.


Nonpublic Personal Information We Disclose


We are permitted under law to disclose nonpublic personal information about you to "nonaffiliated third parties" (i.e., third parties that are not members of our corporate family) in certain circumstances. For example, we may disclose nonpublic personal information about you to such third parties to assist us in servicing your loan or account with us; to government entities in response to subpoenas; and to credit bureaus. We do not disclose any nonpublic information about you to any other third parties, except as described elsewhere in this policy or execpt as permitted by law.


We may also disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.


If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policy and practices described in this notice.


Web Site Privacy


For each visitor to our web site, our web server recognizes certain information about the user. The bank uses such information only to improve the content of our web site and to better serve our customers. The bank does not use this information for any other purposes and specifically does not sell this information to anyone outside the bank.


Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies. Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: The First National Bank of Holdrege, 401 East Aveunue, PO Box 800, Holdrege, NE 68949-0800.


If you have any questions or concerns regarding our policy toward your financial privacy, please call
1-308-995-4411.